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Please Download this application:

For Loan Applications please contact one of our Loan Officers:

    Newell (712) 272-3321
    Tim Baak
    Michelle Rebnord

    Fonda (712) 288-4421
    Ben Nesheim

    Pomeroy (712) 468-2262
    Robert Jensen

    Rockwell City (712) 297-7556
    Pam Meyer
    Brad Assman

Regulation GG
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting
or wagering (as defined in the Act) from knowingly accepting payments in connection with the
participation of another person in unlawful internet gambling. The Department of Treasury
and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement
this Act.

As defined in Regulation GG, unlawful interent gambling means to “place, receive or otherwise
knowingly transmit a bet or wager by any means which involves the use, at least in part, of
the internet where such bet or wager is unlawful under any applicable Federal or State law in
the State or Tribal lands in which the bet or wager is initiated, received or otherwise made.”

As a commercial customer of First Community Bank, these restricted transactions
are prohibited from being processed through your account or banking relationship with us. If
you do engage in an internet gambling business and open a new account with us, we will ask that
you provide evidence of your legal capacity to do so.