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Debit Card Application

For Loan Applications please contact one of our Loan Officers:


Phone Number: (712) 272-3321

Tim Baak
Michelle Rebnord


Phone Number: (712) 288-4421

Ben Nesheim


Phone Number: (712) 468-2262

Nate Boevers

Rockwell City

Phone Number: (712) 297-7556

Brad Assman
Austin Gerdes

Regulation GG

Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful interent gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made.”

As a commercial customer of First Community Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

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